Your Experts in the Whole Market

As your trusted mortgage advisor, we are your mortgage and protection experts that work for you and not the lender. This always means we will find the best deal for you.

We are whole of the market for mortgages and have access to mortgage exclusives and lenders with restricted availability. We also have access to a market-leading protection panel as well as market-leading general insurance rates!

What does a mortgage advisor do?

The job of a mortgage advisor is to take the stress away from a person wanting a mortgage and to make sure that they get the right mortgage for their circumstances. Every lender has their own set of criteria and if someone doesn’t fit that then they might decline your case. A mortgage advisor will know each lender’s criteria to make sure this doesn’t happen.

When should I see a mortgage advisor?

You should get in touch with your mortgage adviser at numerous times during the lifespan of your mortgage or mortgages including the purchase and multiple remortgages or rate switches from purchase to the sale of the property. This is because you will need to find the best option for you each time and your mortgage advisor is the best person to make this happen.

Can I use a mortgage advisor online?

We can find the right mortgage for you without you even leaving your seat. In a world that is becoming more digitalised, we think it’s very important to be able to offer a remote relationship if that is what you would prefer. 

Is using a mortgage advisor free?

We take great pleasure in helping our clients save money on their mortgages and obtain their dream homes. We take the effort out of obtaining a mortgage and put in the hard work for you and we feel that you really can’t put a price tag on this however we typically only charge for our services once we’ve proved our worth and achieved the mortgage offer. We are also absolutely free for an initial consultation so that we can assess your case for you.

Stamp Duty Calculator

The stamp duty calculator allows you to easily calculate the amount of stamp duty land tax due on a freehold residential property. It will display the calculation in a table with a rundown of the different percentages that make up the total amount. There is also the option to specify that you are a first-time buyer, a buy-to-let or secondary property buyer.

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Your calculation
Stamp Duty Due: Band Rate Amount Total Up to
Please note: This calculator is provided as a guide only on how much stamp duty land tax you will need to pay in England and Northern Ireland. It assumes that the property is freehold and for residential purposes.

Mortgage Calculator

.Representative Example 3.85% APRC, based on borrowing £130,000 over 18 years on a 2.98% fixed rate until 30th June 2018, giving 26 monthly payment of £778.36, followed by 190 payments of £837.79 on a variable rate (currently 4%).  Total amount payable £179,812.96, including the following one-off costs – £30 remittance fee and £248 valuation fee.

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